‘Solo Transferencia’

No phrase could sting more than this – well, maybe except when you ask someone out and they say no. 

If you've been to Colombia recently or you're heading there, you've probably already heard the words: Nequi, Daviplata, Bancolombia, transfer, QR. 

And if you're a foreigner, you've probably felt the sting of that moment when the merchant says "solo transferencia" and you have absolutely no idea what to do next. I’m sure most of you don’t carry cash around because really who does anymore?

But when the payment options are limited for foreigners, this makes all the difference. 

Travelers and digital nomads are now forced to:

💸 Carry large amounts of cash
🏧 Withdraw money from ATMs and pay expensive fees
💳 Deal with foreign card declines
🤝 Ask local friends to make transfers on your behalf
😩 Miss out on services that only accept local payment methods

The gap between how locals pay and how foreigners can pay, is exactly what WanderWallet was built to close.

WanderWallet is a mobile app that lets travelers, digital nomads, and expats make local payments across Latin America using the same QR payment systems and transfer networks locals use every day. 

Fund your wallet with USD, EUR, USDC or Bitcoin and pay instantly in local currency without opening a local bank account.

Use our referral link to download the app and earn $5: https://activate.wanderwallet.io/mdecommunity

Countries & Payment Systems Supported

🇨🇴 Colombia - Bre-B

🇧🇷 Brazil - Pix QR

🇦🇷 Argentina - Mercado Pago, QR, Alias Transfers

🇧🇴 Bolivia - QR Simple

With one WanderWallet account, you can pay across multiple countries using local payment rails while keeping your balance in USD.

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Step 1: Download and Create Your Account

Getting started takes just a few minutes.

Use our referral link to download the app and earn $5: https://activate.wanderwallet.io/mdecommunity

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Create Your Account

1. Sign up
2. Verify your identity using your passport / driver's license
3. Receive your digital wallet

Once approved, you're ready to fund your account and start paying locally.

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Step 2: Add Funds to Your Wallet

You can fund your wallet using USD, EUR, USDC or Bitcoin.

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US account: CashApp direct transfer (If you’re in the US) or ACH transfers (From anywhere).

European bank account: SEPA transfers from any EUR bank or Revolut direct top up- 

Crypto Users: USDC on Polygon or Bitcoin Lightning transfers. 

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Your balance remains in USD until you make a payment, allowing you to see exactly how much you're spending before confirming a transaction.

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Step 3: Pay Like a Local

🇨🇴 Colombia: Bre-B Transfers

Colombia recently launched Bre-B, its national instant payment network.

Similar to Brazil's Pix, Bre-B allows instant transfers between banks and wallets using simple aliases instead of complicated account numbers.

This means foreigners can now make local transfers in Colombia without opening a Colombian bank account.

To read more on what Bre-B is, check out this article.

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How to Pay with Direct Bre-B Transfers

You can send money directly to Colombian bank accounts using their:

• Llave (key) 
• Email
• Cédula
• Phone

Simply enter the recipient's info, choose the amount, and confirm.

Perfect for:

• Paying rent
• Sending money to friends
• Paying local service providers
• Buying tickets online
• Paying merchants that only accept transfers

Read in full detail on how to make Bre-B transfers HERE.

🇧🇷 Brazil: Pix Payments

Pix is Brazil's dominant payment method and is accepted almost everywhere.

With WanderWallet, you can:

• Scan Pix QR codes
• Make Pix transfers
• Pay at millions of businesses
• Avoid carrying cash

No CPF required, no Brazilian bank account and no local ID required.

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🇦🇷 Argentina: Mercado Pago, & Alias Transfers

Argentina relies heavily on QR payments and bank transfers.

With WanderWallet you can:

• Scan Mercado Pago QR codes
• Scan QR codes
• Send Alias transfers 
• Transfer to CBU and CVU accounts

Pay local merchants just like Argentine residents do.

🇧🇴 Bolivia: QR Simple

QR Simple is Bolivia's national QR payment system.

Use WanderWallet to scan QR codes and pay local businesses throughout the country without needing a Bolivian bank account.

❌ Pay with a card = get the official rate (6.9 BOB per USD). 

✅ Pay with WanderWallet = get the blue rate (More than 9 BOB* per USD) 

*rates as of posting. To check out actual exchange rates, visit the WanderWallet website (scroll towards the bottom).

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Why Travelers Use WanderWallet

Who Is WanderWallet For?

WanderWallet is designed for:

• Digital nomads
• Expats
• Backpackers
• Frequent travelers
• Remote workers
• Anyone spending extended time in Latin America

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If you've ever struggled because a business only accepted cash or local transfers, WanderWallet was built for you.

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Important Notes

• Bre-B is Colombia's payment network, not a standalone app.
• Your balance is held in USD.
• Deposits must come from accounts in your own name.
• Country availability may expand over time.
• Peru and Mexico are expected to join the platform in the future.

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To read the full overview of the launch of WanderWallet in Colombia, visit this page.l

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Support

Email: support@wanderwallet.io
Whatsapp Support: +1 323-486-6687
Hours: Monday–Friday, 8:00–18:00 (São Paulo / Buenos Aires time)

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For years, travelers in Latin America have had to choose between carrying cash, paying expensive ATM fees, or opening local bank accounts just to access everyday payment methods.

Now you can simply fund your wallet with USD, EUR, USDC, or Bitcoin and pay using local QR codes and transfer systems across Brazil, Argentina, Bolivia, and Colombia.

No local bank account required. No complicated setup. Just local payments made simple.

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Use our referral link to download the app and earn $5: https://activate.wanderwallet.io/mdecommunity

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Sources

• WanderWallet documentation and app information
• Apple App Store listing
• Google Play Store listing
• Banco de la República (Bre-B)
• BBVA Research
• Copperx Bre-B payment system overview

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